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Derek Karpel and Jared Karpel of Karpel Insurance and KIG Property Management, sit down with Patrick Wolff, candidate for California Insurance Commissioner in 2026, to discuss the state's deepening insurance crisis and what it means for property owners, investors, and tenants across Southern California. Patrick Wolff is a financial analyst, Chartered Financial Analyst (CFA), Harvard graduate, and two-time U.S. Chess Champion running to bring real insurance and financial expertise to the Commissioner's office. He's the only candidate to have passed the California P&C insurance license exam during his campaign, and he's pledged not to accept campaign contributions from insurance companies. In this interview, we cover: — Why homeowners' insurance is becoming harder to find and more expensive in California — How wildfire risk, reinsurance costs, and outdated regulations are driving insurers out of the state — Patrick's plan to grade insurance companies on claims handling and make those scores available to consumers — The case for streamlining California's rate review process (currently ~300 days vs. the 60-day national average) — What property owners and landlords need to know heading into the June 2026 primary — Forest management, home hardening, and reducing wildfire risk at the community level — Why Patrick believes California needs an Insurance Commissioner with financial expertise, not another career politician About KIG Property Management: Founded in 2004 by Jared S. Karpel, KIG Property Management provides full-service property management, leasing, and real estate syndication throughout Southern California. We manage single-family homes, multifamily apartments, luxury properties, and commercial real estate across Los Angeles, the San Fernando Valley, Beverly Hills, Santa Monica, Burbank, Glendale, and beyond. Learn more about Patrick Wolff's campaign: https://patrickwolff.com Learn more about KIG Property Management: https://www.kigpm.com #CaliforniaInsurance #InsuranceCommissioner #PatrickWolff #KIGPropertyManagement #CaliforniaRealEstate #PropertyManagement #WildfireInsurance #HomeownersInsurance #LosAngelesRealEstate #InsuranceCrisis #CaliforniaPolitics #RealEstateInvesting #SouthernCalifornia #Landlords #PropertyOwners #InsuranceReform #2026Election