Скачать с ютуб UPI Payment transaction Charges 2025 | Paytm Charges fees | G Pay | Phone Pay в хорошем качестве

UPI Payment transaction Charges 2025 | Paytm Charges fees | G Pay | Phone Pay

UPI Payment transaction Charges 2025 | Paytm Charges fees | G Pay | Phone Pay Follow on Instagram Instagram-https://www.instagram.com/rv_raj002?i... UPI Transaction Charges in 2025 for Merchants Merchants are subject to interchange fees on UPI payments made through Prepaid Payment Instruments (PPI) like digital wallets (e.g., Amazon Pay, PhonePe, Paytm). These fees apply to transactions exceeding ₹2,000 and vary based on the type of transaction: Fuel: 0.5% Post office, telecom, utilities, agriculture, education: 0.7% Supermarkets: 0.9% Insurance, mutual funds, railways: 1.1% Merchants must bear these interchange charges when customers use PPIs to make payments. However, small merchants are exempt, and medium-sized merchants only pay these fees for transactions over ₹2,000. For high-value transactions, merchants can either absorb these fees or pass them on to customers, depending on their cost management strategy. Additionally, the NPCI has introduced a wallet-loading service charge of 0.15% for PPI issuers when wallet recharges exceed ₹2,000. This fee is borne by the issuer (e.g., Amazon or Paytm) and not by the customer. Who Pays the Interchange Fees? The interchange fee, typically up to 1.1%, is paid by the merchant for UPI transactions over ₹2,000 made through PPIs. This fee is collected by the payer’s bank from the merchant’s account to cover transaction processing costs. As a customer, you will not be charged for UPI payments made through PPIs for P2P or P2M transactions, nor will you pay any extra fees when topping up a wallet.