Laid off at 60: Can Tom Afford to Retire Now? (Actual Case Study) скачать в хорошем качестве

Laid off at 60: Can Tom Afford to Retire Now? (Actual Case Study)

➡️ Schedule your introductory appointment now: https://calendly.com/earlyretirementa... Tom, a 60-year-old software engineer, just heard rumors of upcoming layoffs. With $2 million saved for retirement, he’s wondering — should he update his résumé or can he finally retire with confidence? In this real-life case study, we walk through Tom and Deb’s full retirement plan: How much income can they safely withdraw When to claim Social Security for maximum benefit Strategies to lower taxes with Roth conversions How to cover health insurance before Medicare And what their retirement could look like over 30+ years If you’re in your 50s or 60s and wondering if you have enough to retire, this breakdown will help you see what’s possible. 00:00 - Tom & Deb’s Dilemma: Can They Retire at 60? 01:00 - Why So Many Are Facing Layoffs Near Retirement 02:00 - Their Financial Picture: $2M Portfolio, $8–10K Monthly Goal 03:00 - Social Security Benefits & Claiming Strategies 05:30 - Income Planning: Can $2M Generate $12K Monthly? 07:00 - Smart Social Security Timing for Couples 09:00 - What If the Market Performs Poorly? (Stress Testing) 10:30 - How Roth Conversions Save $600K in Taxes 12:00 - Medicare IRMAA and Tax Bracket Optimization 13:30 - Covering Health Insurance Before Age 65 15:00 - Legacy Planning: Leaving Millions for Kids and Grandkids 16:00 - Final Thoughts: Why Their Retirement Plan Works Retirement Advice, headquartered in Mapleton, Utah, is a fee-only financial planning firm that equips individuals with the knowledge, tools, and wisdom needed to retire on their terms confidently. Their holistic approach is rooted in transparency, open collaboration, and a client-first mindset. They can be reached by phone at (801) 228-0103, via email at info@earlyretirementadvice.com, or on the web at earlyretirementadvice.com. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. The information contained above is for illustrative, educational, and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. RETIREMENT ADVICE, LLC “RA” is a registered investment advisor offering advisory services in the State of UTAH and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. The information on this site is not intended as tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment-making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, RETIREMENT ADVICE, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.