Pioneers in Payments | What it Takes to Succeed in Instant Payments with Nathan Carman, Wespay скачать в хорошем качестве

Pioneers in Payments | What it Takes to Succeed in Instant Payments with Nathan Carman, Wespay

🎙️ Host: Donna Blum, BHMI 🎙️ Guest: Nathan Carman, VP of Risk & Regulatory Compliance at Wespay On the latest episode of Pioneers in Payments, host Donna Blum sits down with Nathan Carman, VP of Risk and Regulatory Compliance at Wespay, to explore how payments professionals and financial institutions can successfully navigate risk, regulation, and the rapidly evolving instant payments landscape. Nathan shares his career journey from college bank teller to payments leader, with hands-on experience across checks, ACH, wires, cards, and other payment channels. Along the way, he leveraged Wespay’s education and services to earn several industry-leading professional accreditations, including: • Accredited ACH Professional (AAP): A professional credential from National Automated Clearing House Association (NACHA) that demonstrates expertise in the Automated Clearing House (ACH) payment network, covering operations, NACHA rules, risk management, and compliance. • Accredited Payments Risk Professional (APRP): A certification offered by NACHA that signifies expertise in managing risks across various payment types, including ACH, checks, wires, cards, and faster payments, demonstrating mastery of risk management strategies, controls, compliance, and security for financial institutions and payment professionals. • National Check Professional (NCP): Validates expertise in the complex world of check payments, recognizing financial professionals with deep knowledge of check operations, laws, fraud prevention, risk, and industry standards for both paper and image-based systems, and is administered by ECCHO (The Clearing House). • Accredited Faster Payments Professional (AFPP): A certification for U.S. payments professionals, developed by Nacha and the U.S. Faster Payments Council, demonstrating expertise in faster payment systems like Same Day ACH, RTP, FedNow, and Push-to-Card. It validates deep knowledge of instant payment complexities, operations, risk, and governance, earned by passing a rigorous, nationally administered exam. The AFPP credential signifies a professional's advanced understanding and commitment to the evolving instant payments landscape. Nathan discusses his passion for instant payments and his active role with the U.S. Faster Payments Council. He is part of the FPC Operational Considerations for Instant and Immediate Payments work group. You can find deliverables from this work group at https://fasterpaymentscouncil.org/Gui.... He also explains why adoption has accelerated as RTP and FedNow have gained traction. He highlights key opportunities for payment processors to streamline the consumer experience, reduce friction, and meet growing expectations for immediate funds movement and real-time notifications. In addition, the conversation tackles challenges such as legacy systems, staffing misconceptions, and the importance of education and strong partnerships. Nathan closes with his silver-bullet advice: have a clear payments strategy, understand that instant payments adoption is a journey, and choose partners who can help bring that vision to life. Connect with Nathan Carman: linkedinLinkedIn:   / nathan-carman-aap-ncp-aprp-afpp-5758aa50   E-mail: ncarman@wespay.org About Wespay: As an innovative payments association, Wespay is dedicated to guiding and empowering professionals in the financial services and payments industries with education, information, advisory, and advocacy services. Wespay helps its members shape the future of payments in a rapidly evolving digital world. Learn more at https://wespay.org. About Wespay Advisors: Wespay Advisors leverages extensive payments expertise to help financial institutions, service providers, FinTechs, and other payments innovators deliver responsive and compliant payments solutions. Their consulting services focus on five key areas: process improvement, regulatory and fraud compliance, treasury management, payments strategy, and mergers and acquisitions gap analysis. Additionally, they provide audits and risk assessments for ACH, instant payments such as RTP and FedNow, wire, RDC, and more. Learn more at https://wespayadvisors.com. About BHMI: BHMI provides software solutions for back-office processing of electronic payments. The Concourse Financial Software Suite® offers dynamic, flexible solutions for processing debit, credit, mobile, P2P, real-time payments, ATMs, POS, and more. Concourse enables automated reconciliation, settlement, fee assessment, dispute management, and back-office modernization. Learn more at https://bhmi.com. ▶️ Watch more episodes of Pioneers in Payments:    • Pioneers in Payments   #WesPay #WesPayAdvisors #RealtimePayments #InstanPayments #RTP #FedNow ##Payments #DigitalPayments #ACH