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Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/... Episode Description This week Chase is relaunching their Sapphire Reserve premium credit card along with an all-new business option. On this show we deep dive into the new cards including all of the perks and the very enticing welcome bonuses. Unfortunately the new Sapphire Reserve card comes with new application rules, a popup and less potential in the long term for earning welcome offers. Which card should you get, which perks make the most sense and what happens to current cardholders? We also discuss Amex Business Platinum losing a valuable perk plus how much the annual fee might be after it is refreshed later this year. Are people over the move to higher annual fees and coupons or will we see more of this from other banks and what the heck has happened to Citi? Episode Guide 0:00 Welcome to MTM Travel 0:20 Amex teases upcoming Platinum changes, higher fees & loss of a benefit 3:23 New Sapphire Reserve launches with tough new Chase application rules 7:53 Why Chase’s new rules may not roll out to all cards 10:35 How the new Chase “popup” works 11:51 Diving into 100K + $500 bonus on Chase Sapphire Reserve + new benefits, fee and overall value 22:54 Sapphire Reserve Business 200K welcome offer 26:55 Big spend bonuses - IHG & Southwest status - worth it? 29:24 How the new Sapphire Reserve perks work for current cardholders 35:05 Are people getting tired of higher annual fees and “couponing”? Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $2000+ in payments via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $60 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that. Advertiser Disclosure: This site/channel is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site/channel (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers.