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In this episode of “Rex & Simon Talk Fintech,” we explore Simon’s new 113-page deep dive into the state of fintech in 2025. We discuss how hyperscalers like Revolut and Robinhood are taking on big banks, why AI could unlock 90% of the $30 trillion market in financial services, and how the wallet wars are shaping up. We also cover embedded finance, stablecoins, real-time payments, and the rise of global Neobanks. Join us to see why fintech is only just getting started and what 2025 might hold for this rapidly evolving industry. http://www.cambrian.vc Simon Taylor: LinkedIn.com/in/sytaylor 00:00:00 - Introduction: 113-Page Fintech Report 00:00:29 - Hyperscalers Challenge Big Banks 00:01:04 - Overview: Key Trends in 2025 00:02:42 - The Rise of Global Neobanks 00:05:06 - AI Unlocks $30T Market Potential 00:07:10 - Embedded Finance Matures 00:08:18 - Banks: Strong Year Amid Shifts 00:10:27 - Rebundling: The New Fintech Approach 00:12:00 - Payment Giants Face New Rivals 00:14:19 - Open Finance & Real-Time Rails 00:16:14 - Stablecoins Return to Spotlight 00:18:02 - Scamdemic: Addressing Fraud & AML 00:21:55 - Looking Ahead: Future Opportunities 00:25:30 - Final Reflections & Takeaways 00:28:01 - Where Fintech Heads Next 00:53:42 - Closing Thoughts & Next Steps ___ Connect with Rex on social media: LinkedIn: / rexsalisbury Twitter: / rexsalisbury TikTok: / rex.salisbury Instagram: / rexsalisbury