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🎃 Episode 90 of It’s Real just dropped—Kayla Kallander & Andrew Yaggie are back! We’re chatting 90 episodes (!), the government shutdown slowing down USDA & flood insurance, why first-time buyers are now 38 😳, gift-money rules, and how to use AI without sounding like a robot. Then we laugh through 13 Halloween “monsters” haunting agents: ghost agents 👻, appraisal poltergeists, zombie listings… you name it. Grab your coffee (or candy) and tune in—real talk, real laughs, real advice. 🎙️ 🤔Thinking of buying or refinancing? Kayla can help in any of the 50 states! 📲 Call or Text Kayla Kallander at 701-370-9766 📩 Email: kkallander@fibt.com Subscribe @kaylakallander - subscribe and tap the bell for notifications so you can stay up-to-speed on real estate and mortgage trends! #ItsRealPodcast #RealEstatePodcast #Episode90 #USDAHousing #FloodInsurance #FirstTimeHomeBuyer #GiftMoneyRules #AIinRealEstate #MortgageInsights #HomeBuyingTips #RealEstateEducation #RealEstateStrategy #HolidayHomeBuying #MarketUpdate #VideoPodcast #KaylaKallander #AndrewYaggie #NorthDakotaRealEstate #MinnesotaRealEstate #FargoRealEstate #FargoND #FargoNorthDakota #WestFargo #Moorhead #NorthDakotaLiving #NorthDakota #HalloweenRealEstate #ZombieListings #GhostAgents #AppraisalPoltergeist 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/63808630...