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Many people think their financial struggles come from bad spending, lack of discipline, or not knowing enough about money. But the truth is often deeper: your money behaviour is shaped by your upbringing, your psychology, and the environment you were raised in. In today’s video, I explore the hidden cost of growing up in a high-control environment — how fear, obedience, and external authority can quietly shape your confidence with money, your ability to make decisions, and your sense of clarity in adult life. If you’ve ever felt overwhelmed by financial choices, struggled to trust yourself, or carried anxiety around money, this video will help you understand where that comes from — and what to do about it. Chapters: 00:00 Why Your Money Story Isn’t About Money 00:45 The Hidden Cost of High-Control Upbringings 02:05 My Father’s Story: When Fear Shapes Your Future 05:55 The First Hidden Cost: Fear of Choosing Wrong 08:20 The Second Hidden Cost: Outsourcing Your Life 10:00 The Third Hidden Cost: Feeling Undeserving 11:50 A New Way to See Money 14:30 Why Financial Advice Never “Sticks” 17:00 Financial Clarity Is Emotional Clarity 19:20 Rebuilding Through Small Decisions 22:40 Your Story Isn’t Finished Yet