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Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now! https://www.khanacademy.org/college-c... Deciding how to invest in your IRA or 401(k) starts with understanding key concepts like diversification and risk tolerance. Explore the role of mutual funds and the benefits of target-date funds, which adjust to safer investments as you approach retirement. Learn why choosing diversified options over individual stocks is a smart strategy for securing your financial future. Khan Academy is a nonprofit organization with the mission of providing a free, world-class education for anyone, anywhere. We offer quizzes, questions, instructional videos, and articles on a range of academic subjects, including math, biology, chemistry, physics, history, economics, finance, grammar, preschool learning, and more. We provide teachers with tools and data so they can help their students develop the skills, habits, and mindsets for success in school and beyond. Khan Academy has been translated into dozens of languages, and 15 million people around the globe learn on Khan Academy every month. As a 501(c)(3) nonprofit organization, we would love your help! Donate or volunteer today! Donate here: https://www.khanacademy.org/donate?ut... Volunteer here: https://www.khanacademy.org/contribut...