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If you’re waiting for luck to make you wealthy, you’ll wait forever. In this video, Olumide Emmanuel explains why nobody becomes wealthy by accident and reveals the structured pathway to financial success. You’ll learn: • Why financial intelligence is the doorway to wealth • Why financial planning is the process • Why financial discipline is the guarantee • The A-D-C principle (Ascertain, Determine, Choose) • The 70/30 wealth formula If you truly want wealth, you must understand how money works — not just how to earn it. Stop waiting for luck. Start building structure. Subscribe for more insights on money, mindset, and wealth systems. Watch with an open mind. Take notes. And most importantly — apply what you learn.. ⏱️ TIMESTAMPS 00:00 – Intro 01:38 – Wealth is Created 04:30 – The Partway to Wealth 14:20 – The Law of 70/30 principle 22:00 – Financial Intelligence Test 33:00 - The Stages of Financial Life 37:45 - Five Year Plan To Change Your Life 📌 Subscribe to Money Mindset Mastery for real conversations about money, purpose, and growth. Dr Olumide Emmanuel, money mindset Nigeria, stop chasing money, wealth mindset, financial wisdom Nigeria, money and purpose, success mindset, money Mindset Mastery, African financial education, Christian money principles, Money mindset, wealth building, financial freedom, and personal growth from a Nigerian perspective. This channel shares real-life money lessons, mindset shifts, and practical thinking for people starting from nothing. On this channel, I talk about how to think about money, not quick riches or fake motivation. You’ll learn how to build the right mindset before money comes, how to escape survival thinking, and how to start acquiring assets gradually. My content is inspired by global voices like Ramit Sethi, Jaspreet Singh, Robert Kiyosaki, Dave Ramsey, Tony Robbins, Graham Stephan, and Ali Abdaal, while grounding the lessons in real Nigerian realities. I also learn from and reference African creators such as Tayo Aina and Tomie Balogun, blending global money principles with local experience — POS business, cash flow struggles, discipline, consistency, and long-term thinking. This channel is for: People tired of being broke despite working hard Nigerians who want financial clarity, not noise Anyone who wants to master money mindset before wealth No sugar coating. No fake lifestyle. Just mindset, discipline, and long-term wealth thinking.