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Modera's healthcare planning partner, Move Health, will go over the fundamentals of the ACA (also known as the Marketplace or Exchange) with you, enabling you to make an informed decision that aligns with your health needs, preferences, and financial goals. By the end of the webinar, you'll have a better understanding of: What the ACA is, how it works, and the types of plan options available The differences between ACA plans and other types of coverage, like COBRA What premium tax credits are and how they can potentially lower your fixed healthcare costs How to optimize your coverage and the changes you can make during Open Enrollment Disclosures: Modera Wealth Management, LLC (Modera) is an SEC-registered investment adviser. SEC registration does not imply any level of skill or training. For information pertaining to our registration status, the fees we charge including how we are compensated and by whom, additional costs that may be incurred, our conflicts of interest, any disclosed disciplinary events of the Firm or its personnel, and the types of services we offer, please contact us directly or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov) to obtain a copy of our disclosure statement, Form ADV Part 2A, and ADV Part 3/Form CRS. In addition, our Privacy Notice outlines how we handle your non-public personal information. Please read these documents carefully before you make a decision to hire Modera, invest or send money. You are cautioned not to place undue reliance on forward-looking statements, which speak only as of the date of this video. Past performance is no guarantee of future results. There is no guarantee that the views and opinions expressed herein will come to pass, and the information herein should not be considered a recommendation to engage in any particular investment or financial planning strategy. This material is limited to the dissemination of general information about Modera's investment advisory and financial planning services that is not suitable for everyone. Nothing herein should be interpreted or construed as investment advice nor as legal, tax or accounting advice nor as personalized financial planning, tax planning or wealth management advice. For legal, tax and accounting-related matters, we recommend you seek the advice of a qualified attorney or accountant. This material is not a substitute for personalized investment or financial planning from Modera. There is no guarantee that the views and opinions expressed herein will come to pass, and the information herein should not be considered a solicitation to engage in a particular investment or financial planning strategy. The statements and opinions expressed in this material are relevant as of the date of publication and are subject to change without notice based on changes in the law and other conditions.