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As the holiday season approaches, I'm sure many of you are already building your shopping lists. Black Friday and Christmas discounts from the merchants are great and all, but there are several additional layers of savings and rewards that you can take advantage of to get maximum value from your spending. These layers come in the form of credit card multipliers, rebate platforms, and credit card offers. In this one, we'll go over some examples of how you can stack 4 layers to not only save a ton of money, but also earn plenty of credit card points and miles. Happy holidays to all, and happy shopping! 00:00 - Intro 01:15 - Example 1 Layer 1 01:55 - Example 1 Layer 2 03:26 - Example 1 Layer 3 04:46 - Example 1 Layer 4 06:05 - Example 2 ALL Layers Disclaimer: Monty Liu is not a financial advisor. This video is for educational and entertainment purposes only, not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #creditcards #holidayshopping #blackfriday #blackfridayshopping #pointsandmiles #bestcreditcards #americanexpress #rakuten #creditcardoffers