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🎉 Try our budgeting and finance tool Billroo: https://app.billroo.com/ 📊 My 2025 Budgeting System: How I Manage My Money Without Feeling Restricted! Want to know how to budget in 2025 without giving up your daily coffee or travel dreams? In this video, I walk you through my complete budgeting system – including how I use AI and automation to manage my money like a pro. Whether you’re a budgeting beginner or looking to level up your money management this year, I’ll show you my simple 3-step system to balance essentials, fun, and long-term financial goals. 💸 We’ll cover: ✅ The “3 Fs” of budgeting: Foundation, Fun & Freedom ✅ My favourite budgeting method (zero-based + pay yourself first) ✅ How I use Billroo, the app I built, to track my spending ✅ Automating my finances for less stress ✅ How AI helps me spot trends & stay on track ✅ Real-life budget adjustments (including travel goals!) 💡This is budgeting without guilt – just clarity, intention, and more freedom. Free resources: 💻 Get Our FREE Budget Tracker: https://bit.ly/3QMnYPX 📈 Get The Free Investing Cheat Sheet: https://bit.ly/3NhcIYZ 🏠 Get The Free First Home Buyers Guide: https://bit.ly/46u4C7X 📊 Track Your Net Worth For Free: https://bit.ly/444Up00 💰 Some links below may be affiliate or referral links. It doesn't cost you anything extra to use these links but you'll be supporting my channel 😊 Bank Accounts: 🇦🇺 Ubank - up to 5.5% p.a. interest rate: https://bit.ly/3Xwnpf2 score $30 when you sign up using my code, QUEENIE30, and make 3 purchases using your debit card or phone. Track your portfolio: 📈 Sharesight - Track your portfolio: https://bit.ly/3E5zizG Investing app: 🇦🇺 Pearler - use my code QUEENIE for a $20 credit (not an affiliate link): https://bit.ly/4gaghgI Credit Cards: 💳 AMEX Explorer Card - Get 70,000 bonus Membership Rewards points: http://bit.ly/3CE5tG6 💳 AMEX Velocity Platinum Card - Earn up to 100,000 bonus Velocity Points https://bit.ly/44qTOXr 💳 The Qantas American Express Ultimate Card - Earn up to 100,000 bonus Qantas Points: http://bit.ly/3FlGLMg 💳 AMEX Platinum Card - Receive 150,000 Bonus Membership Rewards® Points https://bit.ly/4ftLOcb 🛍️ Free websites to get cash back: 🇦🇺 CashRewards get $20 for free + cash back on your purchases: https://bit.ly/3nyAulm 🇦🇺 Shopback get $10 for free + cash back on your purchases: https://bit.ly/2U0lEu6 Investing course: 💻 Check out my Beginner Investing Course: https://bit.ly/3oU6sxF Taxes 📔 Get Your Free Tax Guide To Minimise Your Taxes: https://bit.ly/3LKKS7K Feedback: ✍️ Share Your Feedback With Us: https://forms.fillout.com/t/af2dXN79Ezus 🖤💛❤️ We acknowledge the Traditional Custodians of our land, and extend that respect to all Aboriginal and Torres Strait Islander peoples today. 🏳️🌈 We respect and celebrate the diversity of our communities. Disclaimer: This information is general advice only and does not take into account your personal financial circumstances. It is for educational purposes only, and does not constitute personal financial advice. You should always do your own research and seek professional advice that is tailored to your specific needs and circumstances. Queenie Tan and Marquetable Group PTY LTD (ABN 85 635 225 259) are authorised representatives (1301362 and 001301337 respectively) of Money Sherpa PTY LTD ABN 321649 27708 (AFSL: 451289). You can read our financial services guide here: http://bit.ly/3kuwQMQ Marquetable Group PTY LTD (ABN 85 635 225 259) are corporate authorised credit representatives (Number: 542464) of Moneysherpa Pty Ltd ABN 32 164 927 708 (Australian Credit License: 451289). You can read our credit guide here: http://bit.ly/3kuwRQU