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FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ What are Whole Life Insurance dividends? How do they work? What is the Dividends Scale interest Rate and how does it actually show up in a policy? These are great questions and you are in for a treat as Jayson and Richard go on a rant in a rare episode where they share the screens and show a sample life insurance illustration. They use this to debunk some myths about dividend rates and rates of return that are commonly referred to as financial noise out there in the marketplace. Learn what really matters in an insurance contract as they prove to you that it's the owners' behaviors that have the single greatest impact to the values in a policy contract and that the owner by their own efforts can increase the power of dividends they receive. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Links From The Video: The Contribution Principle Dividend Policy https://www.equitable.ca/en/already-a... Stock Company #1 - Dividend Policy https://www.sunlife.ca/en/explore-pro... Stock Company # 2 - Dividend Policy -https://www.canadalife.com/content/da... Fraternal Company # 1 Dividend Policy - https://www.foresters.com/-/media/for... Actuarial Standards of Practice https://www.actuarialstandardsboard.o... OSFI - Participating Account Management and Disclosure to Participating Policyholders and Adjustable Policyholders https://www.osfi-bsif.gc.ca/Eng/fi-if... IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:11 Understanding deeper about Dividend Paying Whole Life Insurances 4:11 The misconception about interest rates 8:18 Dividend Paying Life Insurance Carriers: Mutual vs Stock 13:57 The contribution principle 21:31 Example 1 - Screen Share 47:50 Example 2 - Screen Share 58:24 The historic profitability and resilience of life insurance companies 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/ma... Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15... Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/ba... Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/da... 🤝 Join Our Community! https://wealthwithoutbaystreet.com/co... Check out our other Channel for more content: https://wealthwithoutbaystreet.com/ba... 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nel... 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitio... EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-... #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept