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Thinking of buying in Spain but unsure about mortgages? Start here. In this episode, Warner speaks with Peter Van Dijk from Mortgage Direct to demystify the mortgage process for non-residents. Whether you're relocating, investing, or looking for a holiday home, this conversation breaks down everything you need to know to finance your dream in Spain. 🏠 What we cover: How foreigners can qualify for a mortgage in Spain Typical mortgage amounts, costs & documentation Common mistakes and how to avoid delays The benefits of working with a broker like Mortgage Direct Realistic expectations for different buyer types If you're feeling overwhelmed by Spanish bureaucracy or unsure what’s possible as a foreigner, this episode will give you the clarity you need. 👇 Useful Links 📍 Buyer’s Guide: https://wlcostaproperties.net/buyers-... 🎙️ Podcast: https://wlcostaproperties.net/podcast/ 📸 Instagram: / wlcostaproperties 📩 Email: [email protected] 📞 Call / WhatsApp: +34 602 42 89 28 📍 Visit Us: Avenida Bonanza local 21, Arroyo de la Miel, Benalmádena, Málaga 🕒 Open: 10am–2pm (walk-ins), After 2pm by appointment 0:00 Getting a mortgage in Spain as a foreigner 0:13 Intro with Peter from Mortgage Direct 0:31 Meet Peter Van Dijk 0:45 Peter's background in finance 1:16 Moving to Málaga & family life 1:47 Joining Mortgage Direct in Costa del Sol 3:03 Real estate & mortgage challenges 4:05 Can foreigners get a mortgage in Spain? 4:40 Mortgage options for non-residents 5:02 Helping clients find the right property 5:29 How much can foreigners borrow? 6:10 Costs & fees to consider 7:07 Required documents for a mortgage 9:34 Step-by-step for buyers 11:39 What is pre-approval? 13:58 Finding the right property 14:22 Why legal support is essential 15:18 Different types of mortgages 17:07 Interest rates & tied-in products 19:47 Common mistakes to avoid 21:02 How to overcome obstacles 22:36 Why use a mortgage broker? 24:12 How to start the mortgage process 25:48 Broker fees & service costs 26:16 Working with WL Costa Properties 27:02 Final advice and closing remarks