IT'S OVER: The Reserve Requirement Just Changed, Your Cash Is Leverage Now скачать в хорошем качестве

IT'S OVER: The Reserve Requirement Just Changed, Your Cash Is Leverage Now

A major consumer credit crisis is unfolding and almost nobody is connecting the dots. In this video, Andrew John explains how credit card default rates just hit 15% nationally—the highest since 2008—and what Chase Bank's shocking 22% default rate means for your credit access, the banking system, and the broader economy. This is not about market panic or clickbait headlines. This is about understanding how the consumer leverage trap works and why it's reversing violently right now. On February 5th, 2026, the Federal Reserve published Q4 2025 consumer credit data showing defaults accelerating faster than any point since the financial crisis. That means your credit limits are being slashed, your interest rates are rising to 28-32%, and banks are preemptively tightening lending standards across the board. Cash access through credit is no longer flexible. It is contracting, and your positioning determines whether you survive this shift. This video breaks down how the consumer credit cycle actually works, why rising defaults during elevated debt levels and falling real wages is a systemic warning signal, and how this pattern mirrors both the 2008 financial crisis and the S&L crisis of the 1990s. You'll learn why unsecured debt amplifies bank losses, how debt levels exceed 2008 by multiples, and what happens when confidence in the credit system breaks. Andrew also explains the three asymmetric moves you need to make right now to protect yourself: eliminating variable-rate debt, building cash reserves outside the banking system, and rotating assets into physical precious metals with zero counterparty risk. Most importantly, the video outlines why this credit contraction will be worse than 2008 and why the tools available to policymakers are far more limited this time. If you're trying to understand where systemic risk is building in consumer credit, how banks are quietly protecting themselves at your expense, and why the window to reposition is closing fast, this video connects the dots clearly and directly. Watch to the end to understand how this credit crisis impacts your debt, your savings, and your financial future. Disclaimer: This video is for educational and informational purposes only and does not constitute financial, investment, or legal advice. All investments involve risk, including the potential loss of principal. Always conduct your own research and consult with a qualified financial professional before making financial decisions.