Phil Ganz: If You Want to Fix the Home Affordability Problem, Build to the Moon скачать в хорошем качестве

Phil Ganz: If You Want to Fix the Home Affordability Problem, Build to the Moon

Based on recent studies, a substantial majority of aspiring first-time homebuyers in America is up to 97% experience at least one significant barrier to homeownership, such as high home prices, rising mortgage rates, or difficulty saving for a down payment. These financial obstacles have pushed the share of first-time buyers to a record low of 21% of all home purchases as of late 2025, according to the National Association of REALTORS. ® Phil Ganz is the President of Next Wave Mortgage and a certified mortgage planning specialist. I’ve spent over two decades helping first-time buyers, families, and investors overcome barriers to homeownership. My focus is on building transparent, accessible mortgage solutions, especially for those affected by affordability challenges. I lead a multi-state team dedicated to bringing creative loan programs, down-payment assistance, and financial literacy initiatives to the communities we serve. As a certified mortgage planning specialist and a top 1% mortgage originator in America, I have over 24 years of experience in helping clients achieve their financial goals through homeownership. I have a degree in economics and a passion for creating personalized and transparent mortgage solutions. I believe in empowering people to change their lives through homeownership. For more information: https://www.nextwavemortgage.com/ Call: (617) 529-9317