BTO Standard vs Plus vs Prime: Which Should You Buy in 2026? (Full Profit Breakdown) скачать в хорошем качестве

BTO Standard vs Plus vs Prime: Which Should You Buy in 2026? (Full Profit Breakdown)

⚠️ TRAPPED FOR 10 YEARS?! The TRUTH About BTO Standard, Plus & Prime Flats in Singapore Think you're getting a "premium" HDB flat? Think again! In this video, I reveal the SHOCKING restrictions of BTO Plus and BTO Prime flats that could lock you in for a DECADE. 🔒 What You'll Learn: ✅ 10-Year Minimum Occupation Period (MOP) - Why you're trapped ✅ $$14,000 income ceiling - Who qualifies (and who doesn't) ✅ NO rental allowed for 10 YEARS - Zero passive income ✅ Subsidy clawback - Pay back up to $$200,000! ✅ Resale restrictions - Limited buyers = lower resale value ✅ Who should AVOID Plus/Prime flats ✅ Better alternatives for first-time buyers ⏱️ TIMESTAMPS: 0:00 - Introduction: The BTO Plus/Prime Trap 1:30 - What are Plus & Prime Flats? 3:45 - Restriction #1: 10-Year MOP Explained 6:20 - Restriction #2: $$14K Income Ceiling 8:15 - Restriction #3: NO Rental Allowed 10:40 - Restriction #4: Subsidy Clawback Penalty 13:25 - Restriction #5: Resale Market Limitations 16:10 - Who Should AVOID These Flats? 18:45 - Better Alternatives for First-Timers 21:00 - Final Verdict: Is It Worth It? 🏘️ BTO PLUS vs PRIME vs STANDARD: Many Singaporeans don't realize that BTO Plus flats and BTO Prime flats come with SERIOUS long-term consequences. While standard BTO flats have a 5-year MOP, Plus and Prime locations force you into a 10-YEAR commitment with severe penalties if you try to sell early. 💰 THE HIDDEN COSTS: Subsidy clawback up to $$200,000 Cannot rent out for passive income Limited resale market (only to eligible buyers) Opportunity cost of being "locked in" Market value may stagnate vs standard BTOs 🎯 WHO IS THIS VIDEO FOR? ✅ First-time BTO applicants ✅ Couples planning to ballot for HDB ✅ Singles considering BTO options ✅ Anyone eyeing Plus/Prime locations ✅ Property investors in Singapore ✅ PRs and citizens evaluating HDB options 📊 2026 BTO Updates: This video includes the LATEST 2026 HDB regulations, subsidy frameworks, and MOP requirements. All information is current as of February 2026. 🔗 HELPFUL RESOURCES: 🔹 HDB Official Website: www.hdb.gov.sg 🔹 BTO Application Guide: homes.hdb.gov.sg/home/landing 📱 CONNECT WITH ME: TikTok: @Kenniscai Youtube Channel: ‪@kenniscai‬ Email: Kennis8278@gmail.com Contact no.: +6586282782 ⚖️ DISCLAIMER: This video is for educational and informational purposes only. It does not constitute financial, legal, or property advice. Always consult with HDB directly and qualified professionals before making any property decisions. HDB policies and regulations are subject to change. © 2026 KennisCai. All rights reserved. #bto #hdb #singaporeproperty #BTOPlus #BTOPrime #HDBFlat #propertysingapore #firsttimehomebuyer #singaporehousing #HDB2026 #btoapplication #propertyinvestment #singaporerealestate #HDBResale #MOP #cpfhousing #singaporehousing