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What does early retirement actually cost every month? In this video, I break down my real monthly expenses one year after retiring at 51. I share my complete early retirement budget, including: Housing costs Car expenses Household expenses Health expenses Personal care expenses Cell phone expenses Credit card fees This is not a theoretical FIRE budget — these are my real numbers from living in early retirement right now. If you’re thinking about retiring early, planning your FIRE number, or simply curious about what life after work really costs, this video will give you a realistic picture. 📌 Watch my first video here: • I Retired at 51 With Less Than $500K (My R... 👍 If this video helps you, please like & subscribe — it really helps the channel grow. 💬 Feel free to ask questions or share your own monthly budget in the comments. Timestamps 00:00 Welcome/Intro 01:20 Housing costs 05:15 Car expenses 07:07 Household expenses 09:00 Healthcare expenses 12:17 Personal care expenses 13:08 Cell phone expenses 14:40 Credit card fees 15:15 Total monthly cost early retirement financial independence retired at 51 retire early with less than 500k work optional life real retirement numbers early retirement portfolio financial freedom journey #EarlyRetirement #FIRE #RetireEarly #MonthlyBudget #FinancialIndependence