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What happens when a business owner spends decades building a successful company… but never builds a plan for life after it? In this episode of the Marketing 4 Business Podcast, Scott sits down with Andrew Nuttall, Financial Adviser and Co-Founder of Cambridge Partners, to unpack the financial realities many business owners avoid thinking about until it’s too late. Andrew has spent more than 35 years helping individuals, families, and business owners grow and protect their wealth. In this conversation, he shares the lessons he’s learned from decades in financial advice, including why relying solely on selling your business as your retirement plan can be risky. From succession planning and giving key people skin in the game, to building systems that make your business less dependent on you, Andrew explains how business owners can start creating real long-term wealth and freedom. If you’re building a business and want to make smarter decisions about your future, retirement, and financial security, this episode will challenge how you think about wealth and long-term planning. Timestamps 00:00 Introduction to Andrew Nuttall and Why Business Owners Need an Exit Plan 02:28 Andrew Nuttall’s Money Story and Why He Became a Financial Adviser 06:46 How Childhood Money Beliefs Shape Business Owners and Wealth Decisions 12:45 Succession Planning for Business Owners: How to Build the Right Exit Strategy 16:19 How to Find the Right People and Give Them Skin in the Game 18:45 Using Kolbe to Hire Better and Put the Right People in the Right Roles 28:46 The E-Myth, Governance and When a Business Needs a Board 31:55 How to De-Risk Retirement and Stop Relying on Selling the Business 37:21 KiwiSaver, Compound Interest and Smart Wealth Habits for Business Owners 44:26 How to Choose a Financial Adviser and Avoid Investment Scams Download the Local Business AEO Playbook https://yourmarketingpartner.getdigit... – a free, step-by-step guide that shows you how to position your business to be recommended by AI. If you find our content valuable and informative, please help us reach more business owners by sharing it with a friend who might benefit. Additionally, please ensure that you're following our podcast on your preferred platform, and if you enjoyed the latest episode, consider leaving us a five-star review. Your support is highly appreciated. See below for ways to get in touch with us… Follow the Marketing 4 Business podcast on Instagram / marketing4businesspodcast Follow Digital Influence on Instagram / digitalinfluencenz Connect with Andrew on LinkedIn / andrewjohnnuttall Connect with Scott on LinkedIn / scottwilson10x Have Fun & Take Action