Jaime K | Save and Budget скачать в хорошем качестве

Jaime K | Save and Budget

How do you save for a home? The best advice I can give you is to start today. A lot of people want to wait. If it's $50 a week, or $50 a paycheck start putting that away in a savings account and don't touch it, pay yourself first. Make a list. I often times run clients through grabbing a plain piece of paper, draw a line down the middle on the left side, write down the bills that you have to pay (home insurance, rent, health insurance, utilities, etc.). But on the right side of that piece of paper, write all your extras. The things that you'd like to do. Then figure out between the two, where are you willing to sacrifice. Possibly, maybe it's more on this right side cause we have to pay this left side. I do think that that's a great exercise because sometimes you're surprised on how much you're actually spending on the extras, where that money could translate into actually owning a home and paying for maintenance. Maybe it's a pool that you want, maybe it's that your house is gonna be that much bigger than where you're renting. So you have to account for higher utility bills. Jaime B. Kinman is a Certified Mortgage Planning Specialist, and Vice President of Mortgage Lending with Guaranteed Rate Mortgage in Scottsdale, AZ. Jaime has more than 22 years of experience helping clients solve their banking & mortgage needs in the greater Phoenix market. She proudly graduated Magna Cum Laude from Northern Arizona University. She has been a top performer & Branch Manager for a Fortune 500 banking/financial services company before becoming a leader in the mortgage industry. Proud member of the Scottsdale Women’s Council of Realtors. She has been a member of the Scottsdale Area Association of Realtors since 2003 and is currently the head affiliate for Guaranteed Rate. Personal NMLS ID: 226251 Guaranteed Rate NMLS ID: 2611 http://www.nmlsconsumeraccess.org/Ent...