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If interest rates fall, should you wait or buy a house now (if you have the means to?). We examine the impact of interest rates, the factors that impact interest rates, and the pros and cons of buying now versus waiting in this video. Thanks for watching! Links mentioned in video: Direct Wholesale Rates: https://directwholesalerates.com/ Mortgage Calculator: https://www.bankrate.com/mortgages/mo... CME FedWatch Tool: https://www.cmegroup.com/markets/inte... FREE STOCKS: 🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang 🏆 Webull UK: https://www.webull-uk.com/i/humphreyUK 💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply. 👾 Join our free Discord Community: / discord RESOURCES: 💵 Free Templates: https://beacons.ai/humphreytalks/free... 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com ▶️ See What I Invest In ➭ https://whop.com/c/critical-wealth/ytd 💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey MY SOCIALS: Secret Channel -- / @hug Instagram -- / humphreytalks Twitter -- / humphreytalks TikTok -- / humphreytalks Rickie (Editor) ➭ / coldgamerick 🌍 My website / blog: https://www.humphreytalks.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! ⏱️ Timestamps: 0:00 - Start Here 1:04 - Impact of Mortgage Rates 4:05 - Factors That Impact Rates 6:02 - Pros & Cons of Buying vs. Waiting 9:57 - What I’m Personally Doing