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Last night at our favorite Mexican restaurant (we’ve been going there for over 20 years), we met a hardworking young waitress named Alexa who shared something that really stuck with us… She said she feels like she’s in “debt slavery.” She’s working three jobs — a full-time office job her degree earned her, plus two waitress jobs on the weekends — just to keep up with car payments, credit cards, interest, and rent. And here’s the thing… She’s not lazy. She’s not entitled. She’s not irresponsible today. She’s part of a generation that grew up with 24/7 marketing, dopamine, social media pressure, and easy access to debt. And now many are paying the price. In this video, I break down: • Why the younger generation is actually incredibly hardworking • How modern marketing and easy credit trap people in debt • What the Bible says about debt • The Dave Ramsey plan to get out of debt • Practical steps to avoid debt in the first place • How Kristi and I raised 4 daughters paycheck-to-paycheck without lifestyle creep • Simple, low-cost family traditions that created lifelong memories Library days. Public pool days with packed lunches. Zoo trips with sandwiches. Blockbuster movie nights. 15 years with no cable (antenna only!). Dance parties in the living room. Homemade birthday cakes at the park. We didn’t need fancy cars, big vacations, or expensive parties. We needed freedom. If you’re in debt — or want to stay out of it — this video is for you. Let’s talk about how to break the cycle. #DaveRamsey #DebtFreeJourney #PersonalFinance #ChristianFinance #FinancialFreedom #MoneyWisdom #DebtSlavery #FamilyFinance #LiveBelowYourMeans #ArizonaLife #OptionsIncome #faithandfinances