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California’s Dream For All program is back — and first-generation homebuyers may qualify for up to 20% of the purchase price (capped at $150,000) to use toward their down payment and closing costs. In this video, I break down: • Who qualifies as a first-generation homebuyer • The 7-year homeownership rule explained • How the shared appreciation repayment works • Why there are no monthly payments on the second loan • How the lottery and waitlist system works • How you could potentially buy a home in Sacramento with very little out of pocket upfront The portal is open through March 16th at 5 PM and is administered through the California Housing Finance Agency (CalHFA). I’ve included the application link below.👇🏻 https://www.calhfa.ca.gov/dream/index... If you’re thinking about buying a home in Sacramento, relocating to Sacramento, or trying to understand today’s Sacramento housing market, this program could be a powerful tool — but only if it aligns with your long-term goals. 📩 Want help deciding if this makes sense for you? Text or DM me “DREAM” and I’ll walk you through what to consider before applying. 📍 Thinking about moving to Sacramento? Reach out to Grab my Sacramento Homebuyer Cheat Sheet — Welcome to my channel — I’m Karina Parker, a Sacramento Realtor helping families make confident moves in the Sacramento real estate market. Whether you’re buying a home in Sacramento, selling a home in Sacramento, or relocating from the Bay Area to Sacramento, I share honest strategy and local insight so you can make smart real estate decisions. — #sacramentorealtor #sacramentorealestate #buyingahomeinsacramento #sacramentohousingmarket #soldbykarinap