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Judge, Jury, and Insurer? The Geico No-Fault Wake-Up Call This episode of PCA Deep Dive, a service of the Pennsylvania Chiropractic Association, explores the New York Court of Appeals decision in Geico v. Mayzenberg. This landmark case redefines the boundaries of authority between insurers and state regulators. It highlights the court's ruling that insurers cannot unilaterally deny claims based on suspected misconduct. Instead, such assessments must be made by state regulatory bodies like the New York State Board of Regents. The episode delves into the case specifics, legal strategies, and the broader implications for healthcare providers, insurance professionals, and the no-fault system. Despite potential new bottlenecks at the regulatory level, the ruling aims to protect due process and maintain the efficiency of accident victim compensation. 00:00 Introduction to PCA Deep Dive 00:13 Case Overview: Guyco v. Mayzenberg 01:25 The Alleged Scheme and Legal Strategy 04:02 Court's Ruling and Its Implications 04:32 The Role of State Regulators 10:10 Balancing Efficiency and Justice 11:44 Conclusion and Key Takeaways 13:12 Closing Remarks and Call to Action PCA Website: https://pennchiro.org/ PCA Email: pca@pennchiro.org Disclosure The Pennsylvania Chiropractic Association did not generate this data. PCA Deep Dive reviews and discusses independent, peer-reviewed research to help translate long-term outcomes and clinical implications for patients, clinicians, policymakers, and healthcare decision makers.