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📢If you're a Canadian senior receiving CPP, OAS, or GIS — please don't scroll past this. January 2026 is bringing major changes to your pension payments, tax rules, and benefit calculations that the government hasn't clearly explained. These 10 law changes could quietly shrink your monthly cheques, trigger unexpected clawbacks, or delay your payments — and most seniors won't realize until the money is already gone from their bank account. I'm Adam from CPP NEWS UPDATES, and in this video, I break down exactly what's changing for Canadian seniors in January 2026, who is most at risk, and the exact steps you need to take RIGHT NOW to protect every dollar of your hard-earned retirement income. 🇨🇦 What You'll Learn in This Video: ✅ The 10 critical law changes hitting Canadian seniors in January 2026 ✅ How CPP indexation will affect your monthly payment amount ✅ Why your OAS could look different in your January 2026 bank deposit ✅ The GIS trap that has already cost thousands of seniors hundreds per month ✅ OAS clawback thresholds for 2026 — and how to avoid triggering them ✅ CPP contribution changes affecting working Canadians and post-retirement benefits ✅ Tax bracket adjustments that could change how much you owe CRA ✅ Payment date warnings — why even a 1-day delay can cause serious problems ✅ Direct deposit mistakes that could freeze your CPP, OAS, or GIS payments ✅ Application deadlines you CANNOT miss if you're turning 65 in 2026 ✅ Real-life examples of seniors who lost money — and how to avoid their mistakes 🎥 Video Breakdown: 00:00 🚨 Urgent Warning: Why January 2026 Matters for Your Benefits 02:15 💰 CPP & OAS Indexation Changes Explained 05:30 ⚠️ The GIS Trap Most Seniors Don't See Coming 08:45 📉 OAS Clawback Thresholds & Tax Bracket Updates for 2026 11:20 🏦 Payment Dates, Banking Errors & Direct Deposit Warnings 13:30 ✅ Exactly What You Must Do NOW to Protect Your Benefits 📺 SUBSCRIBE to CPP NEWS UPDATES for weekly alerts on CPP, OAS, GIS, and all federal benefits affecting Canadian seniors. I cut through government confusion and deliver clear, accurate, trustworthy information you can actually use. 🔔 Turn on notifications — so you're NEVER blindsided by pension changes, payment delays, or benefit cuts that could affect your retirement income. 💬 Drop your questions in the comments below! Tell me your province, your age, and what worries you most about 2026. I personally read every comment and use your questions to create future videos that help protect Canadian seniors like you. 👥 Know another senior who depends on CPP, OAS, or GIS? Please SHARE this video with them — you could save them from a painful January surprise. — 📌 IMPORTANT DISCLAIMER: This video is for educational and informational purposes only. It is not financial, legal, or tax advice. Always consult with a qualified professional or contact Service Canada directly for guidance specific to your personal situation. Benefit amounts, thresholds, and rules are subject to change and may vary based on individual circumstances. — #CPP #OAS #GIS #CanadaPensionPlan #OldAgeSecurity #CanadianSeniors #RetirementCanada #CPP2026 #OAS2026 #SeniorBenefits #PensionChanges #ServiceCanada #RetirementIncome #CanadaBenefits #CPPNewsUpdates