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The biggest estate planning mistake is not taxes. It is not paperwork. It is procrastination. In this video, Simone Law shares a powerful real world story about a family who waited too long. After a sudden stroke, long term care costs forced them to spend down more than $180,000 of their life savings before Medicaid would step in. Without a proper estate plan: • Families are left scrambling • The state decides how assets are handled • Savings disappear quickly to nursing home costs • The family home may be at risk • Children are left dealing with stress and uncertainty By the time they sought help, much of what could have been protected was already gone. Do not wait until a crisis forces decisions. If you want to protect your home, savings, and legacy from Medicaid spend down and long term care costs in New Jersey, this presentation is for you. Simone Law Estate Planning and Elder Law in New Jersey