How analysts think about banks: AI, regulation and the consumer скачать в хорошем качестве

How analysts think about banks: AI, regulation and the consumer

Navigating the banking sector is no simple feat, especially amid AI-driven disruption and evolving regulations. For the past eight years at Capital Group, equity analyst Matt Antle has embraced this challenge with gusto and a disciplined, three-pronged approach: analyzing financial metrics and ratios, drawing on qualitative insights, and incorporating macroeconomic trends. In this episode: • AI’s early impact on banking and potential for future revenue production • How credit card issuers are capitalizing on secular tailwinds • Insights on regulatory changes, private credit and stablecoins • The value of being resourceful, persistent and a little entertaining #CapGroupGlobal Listen on Apple: https://apple.co/3LTaTV5 Listen on Spotify: https://bit.ly/43I9aIa 00:00 Introduction 00:34 What did Mike Gitlin find in your office? 02:59 Did your experience teach you about breaking into new sectors? 03:43 How did you get interested in the markets and when did it start? 04:48 What's your "day in the life" as an analyst? 07:39 How does artificial intelligence impact the sectors you cover? 08:21 How early or late in the process do you think we are with AI relating to banks? 09:44 In terms of how AI will impact banks, do you estimate employment going down? 10:38 What opportunities do you see right now? 12:38 What's the one metric to look at that correlates with credit losses? 13:40 With consumers driving GDP in the U.S., do you see them as resilient? 14:05 How important is the regulatory environment as you do research on the banks? 15:38 Does unlocking of capital introduce more risk for banks' strength in the face of downturns? 16:35 What are your thoughts on the risk of private credit and the impact of that on the banks? 18:32 How impactful will stablecoins be in the financial system? 20:10 Are remittances another use case for stablecoins? 20:47 Describe the picture shown and how you "kick the tires" during your travels 22:37 When you go on research trips, who is the "we" and what are "clusters?" 23:16 What are best practices for successful analyst and portfolio manager relationships? 24:50 Which portfolio managers do you model your style after? 26:27 Office treasure hunt 27:43 What lessons have you learned as an analyst that have helped your process get better? 29:19 Have your lessons changed the way you talk to management teams? 29:49 Tell us about several adventures you've had while traveling on planes 33:12 What do you and your family do for fun on the weekends? 34:06 Moment of gratitude This content is intended to highlight issues and be of a general nature. It should not be considered advice, an endorsement or a recommendation. Products mentioned are not an offer of the product and may not be available for sale or purchase in all countries. All investments have risk, and you may lose money. Past results are not a guarantee of future results. Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This content is published by Capital Client Group, Inc., and copyrighted to Capital Group and affiliates, 2025, all rights reserved. For more information, including our detailed disclosures, visit https://www.capitalgroup.com/global-d....