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Canada’s housing “soft landing” is breaking. 🧱 Listings linger, renewals spike 📈, and aging owners can’t exit at yesterday’s prices. This video shows the math, the timeline ⏰, and the exact moves to protect cash 💰. 📊 What you’ll learn • Why listings sit 90–150 days ⏳ (pricing vs. product mismatch) • How 2025–2027 mortgage renewals add +$800–$1,200/mo 💸 • Why big suburban homes 🏡 face steepest drops vs. condos 🏙️ • The demographic wave 🌊 of downsizing & estate sales • The “pride premium” that silently kills profit 😬 • A seller’s playbook that still works ⚡ • Buyer’s advantage — why waiting = power 🕰️ ⏱️ Chapters 00:00 The equity you think you have 💭 01:00 Sellers vs buyers: the silent standoff 🤝 02:00 The brutal math of carrying costs 📉 03:18 Why the demand engine died ⚙️ 04:30 Wrong product, wrong decade 🚫 05:30 Demographics: from trickle to flood 🌪️ 06:40 Inheritance math & the estate overhang 🧮 08:00 The seller’s playbook 🧠 09:40 When waiting destroys value ⏳ 11:10 Cash beats stuck equity 💵 12:15 Renewal shock (2025–2027) ⚡ 13:45 Slow grind → fast drop 🧊➡🔥 15:00 The 2025 action plan ✅ 👥 Who this is for • Homeowners 🏡 in Ontario/GTA • Boomers planning exits 👴👵 • Heirs managing estates 🪶 • Buyers weighing rent vs. buy ⚖️ • Agents & investors needing a math-first map 📘 🔑 Key SEO Terms canadian housing market 2025 • gta listings • mortgage renewal shock • power of sale ontario • boomer downsizing • inheritance crisis • housing reset timeline • toronto real estate prices • burlington • hamilton • reit pressure • price to clear 🧭 Action Steps • Selling soon? Price 5% under last 60-day sold comps 📉 • Holding? Model renewals & set a stop-loss date 🧮 • Buying? Wait for price discovery and buy smart 🧠 💬 If this helped: Subscribe 🔔 for more data-driven breakdowns of Canada’s real estate reset. Comment your city + days-on-market — let’s map it together. 📍 ⚠️ Disclaimer For educational purposes only — not financial, legal, or tax advice. #️⃣ Hashtags #CanadaHousingMarket #TorontoRealEstate #MortgageRenewal #HousingCrash #GTA #Downsizing #RealEstateCanada #HousingReset #Boomers #Economy2025