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UK Housing Crash 2026? Are House Prices About To Fall Again? Since 2009, UK house prices have risen roughly 80%. Wages? Around 50%. So how did property grow 60% faster than earnings? It wasn’t just supply. It wasn’t just immigration. It wasn’t just landlords. It was ultra-low interest rates. It was exploding money supply. It was cheap credit that made everyone feel richer… without actually becoming more productive. But that era has changed. Interest rates surged. Money supply flatlined. Inflation eroded purchasing power. And when you adjust for inflation? Real UK house prices have already fallen. So the real question is: 👉 Are we heading into a housing crash in 2026? Fred Harrison — who predicted the 1990 and 2008 crashes years in advance — believes we are, based on the 18-year property cycle. In this video we break down: 📊 The house price to earnings ratio since the late 1990s 🏦 How mortgage deregulation changed affordability 💳 Why cheap debt created the illusion of prosperity 🔁 Whether the 18-year property cycle actually holds up 📉 Why 2022–2025 looks similar to previous peaks 📌 The three most likely scenarios for UK house prices 🔥 Whether we’re already in a hidden crash masked by inflation This isn’t fear-mongering. It’s data. If you’re a homeowner, landlord, investor or first-time buyer — you need to understand what’s happening beneath the headlines. Comment below 👇 Do you think 2026 brings a crash? Or are we already in one?