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In this episode of Why Guaranty, host Chelsea Reber is joined by Ryan Coaxum, Senior Vice President of Community Development and External Affairs, and Buffy Dyess, Senior Vice President and Chief Compliance Officer. Together, they dive into Guaranty Bank & Trust’s commitment to building stronger communities through impactful initiatives. Ryan shares the vision behind the Guaranty Bank Community First Mortgage Program, which helps first-time homebuyers with closing costs and provides support for affordable homeownership. Buffy highlights the unique personal touch of community banking and how Guaranty Bank prioritizes relationships to ensure customers make sound financial decisions. They also discuss the bank’s culture of inclusivity and its role as a pillar of the community–showing up in schools, libraries, churches, and beyond. Tune in to learn how Guaranty Bank & Trust is empowering communities and creating opportunities for individuals and families to thrive. Be sure to leave a like, comment, and subscribe! To learn more about Guaranty Bank & Trust check out their website at https://www.gnty.com/ Host: Chelsea Reber Guests: Ryan Coaxum, Senior Vice President, Community Development and External Affairs – Austin Buffy Dyess, Senior Vice President Chief Compliance Officer – Longview (00:00 - 01:16) Introduction (01:17 - 03:13) The Community Reinvestment Act (03:14 - 03:47) Having a Connection with a Community Bank (03:48 - 06:18) The Three Pillars of Community Development (06:19 - 08:44) Fulfilling Career Moments (08:45 - 11:21) Getting to Know “Cash” (11:22 - 14:34) Inclusivity for Everyone (14:35 - 17:08) The Guaranty Bank Culture (17:09 - 18:18) The Passion at Guaranty Bank (18:19 - 18:37) Closing