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This video is about the journey every investor takes when climbing the investment ladder – from the very first dollar saved 💵 to building long-term wealth 💰. In this episode of the "Money and Investing" show, Andrew Baxter and co-host Mitchell Olarenshaw break down the exact rungs of the ladder, showing how ordinary people can turn saving into serious investing 📈, and serious investing into financial freedom 🏖️. It all kicks off with the basics: saving and budgeting 📊. Forget the idea that it’s boring or pointless – this is the bedrock of all wealth building. Without that first safety net 🛟, there’s no springboard into bigger opportunities 🚀. From there, the conversation shifts into the share market, ETFs, the low-barrier investments that allow money to start working harder than it ever will in a bank account 🏦. This isn’t theory – it’s practical, step-by-step investing strategies that anyone can apply 🔑. Then comes the big one: property 🏠. Buying a home isn’t just shelter – it’s a cornerstone of wealth, and Andrew shows how to approach it without getting trapped by ego or timing excuses. Adding value, building equity, and turning that into further investment opportunities is what sets the savvy apart 💡. From there, the discussion opens into advanced plays – development 🏗️, mezzanine finance 💼, private equity 🤝 – the kind of wealth-building moves only possible once you’ve scaled the earlier steps. But it’s not all blue-sky optimism. They cover the risks ⚠️, the trade-offs, and the importance of matching your investing strategy with your stage of life ⏱️. Growth versus income 📈 vs 💵, expansion versus contraction ↔️, and the shift into cash flow as retirement nears 👴. It’s candid, no-nonsense insight into how money really works when it’s put to work properly. This isn’t just another talk about property versus shares 🏡 vs 📊 – it’s about the trajectory you set yourself on 🎯. Whether you’re just out of school 🎓 or closing in on retirement 🛋️, the choice of where you step on the investment ladder determines where you end up. The big lesson? It’s never too early or too late to start investing, but you must start with a plan 📝. If you’re serious about wealth 💎, money 💵, and investing 📈, this is essential viewing. Learn how to build an investment strategy that fits your life, grows with you, and ultimately gives you the freedom you’re chasing. Don’t just watch – take action, climb your own ladder, and start building wealth today 💰. ✅📱💲► SUBSCRIBE ► / @australianinvestmenteducation ❓👉► ASK ANDREW http://askandrewbaxter.com/ 📚💰🚀 "The Wealth Playbook" - Your Ultimate Guide to Financial Security by Andrew Baxter, NEW transformative book – order your copy today at ► https://www.wealthplaybook.com.au/ 💰💪😎 💰💲☝ Wealth Masterclass: https://www.wealthmasterclass.com.au/ If you want to learn how to make money from trading, click these links below 🔽🔽🔽 📲► DOWNLOAD MyTradingAdvisor App iOS and Android • MyTradingAdvisor App Apple App Store https://apps.apple.com/app/mytradinga... Google Play https://play.google.com/store/apps/de... 📈► MyTradingAdvisor App Walkthrough • MyTradingAdvisor App Walkthrough ✅► REGISTER FOR FREE Online Training with Andrew Baxter https://bit.ly/cod-online ✅► SUBSCRIBE to the Money and Investing Podcast http://www.moneyandinvesting.com.au/ ✅► LEARN FREE Stock Repair Strategy https://www.stockrepairstrategy.com/ ________________________ 💻🎧📝 YOU MIGHT ALSO LIKE THESE VIDEOS ► Should You Pay Off the Mortgage or Invest First? | Smart Moves at Any Income • 🏡📊🤔Should You Pay Off the Mortgage or Inve... ► 2025 Australian Tax Tips: Smart Hacks You Need to Know! • 💰😎☝️2025 Australian Tax Tips: Smart Hacks ... ► Top 5 Financial Mistakes to Avoid in Your 30s – Don’t Learn the Hard Way • 💸😨🙅Top 5 Financial Mistakes to Avoid in Yo... ► The Cold Truth About the Australian Property Market in 2025 • 🏘️📈🤔The Cold Truth About the Australian Pr... ► Superannuation in Australia: Are You Playing Catch-up or Getting Ahead? • 💵💰🤔Superannuation in Australia: Are You Pl... ________________________ 📱 STAY TUNED ► Website https://australianinvestmenteducation... ► Facebook / australianinvestmenteducation ► Instagram / moneyandinvesting.com.au #AustralianInvestmentEducation #investing #andrewbaxter CUSTOMER NOTICE Wealth Magnet Pty Ltd (ABN 52 618 868 830) trading as Australian Investment Education is a Corporate Authorised Representative (CAR no. 1255231) of Grange Financial Services Pty Ltd (AFSL No. 488609). Full Disclaimer and FSG on our Website Wealth Magnet Pty Ltd | Address: Level 1, 87-89 Upton Street Bundall QLD 4217 | Phone: 0755854285