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What do I do? Full-time independent stock market analyst and researcher: https://sven-carlin-research-platform... Check the comparative stock list table on my Stock market research platform under curriculum preview! I am also a book author: Modern Value Investing book: https://amzn.to/2lvfH3t More about me and some written reports at the Sven Carlin blog: https://svencarlin.com Stock market for modern value investors Facebook Group: / modernvalueinvesting Investing on margin can lead to to early retirement and increase the quality of your retirement. Investing for retirement is tricky because it takes a lot of time and a lot can happen over 45 years in the stock market and with stocks. However, Yale professors Ian Ayres and Barry J. Nalebuff have shows that using sensible margin investing can lead to much higher returns over the long term as you allow time to work for you. Compounding really leads to huge differences if you start young.