What Roth IRA Limits Really Mean for High Earners скачать в хорошем качестве

What Roth IRA Limits Really Mean for High Earners

Work With Us. Book a private strategy call: 👉 https://tax-free-wealth-blueprint.com This video compares Indexed Universal Life (IUL) and Roth IRAs, showing how IRS Code 7702 impacts tax-free growth, access, contribution limits, and legacy planning for high earners. New here? Start with the full Tax-Free Wealth Blueprint playlist to see how this strategy actually works step by step: 👉    • The Tax-Free Wealth Blueprint (Start Here)   IUL vs Roth IRA: The Truth About Tax-Free Retirement You’ve done everything right. You maxed out your Roth. You stacked your 401(k). You built six figures in the market. But here’s what most people never get told: the IRS is still your silent business partner — and every year, their share gets bigger. In this video, we put two “tax-free” strategies head-to-head: Indexed Universal Life (IUL) vs Roth IRA. Because one quietly limits your future flexibility… and the other can help you legally reduce the IRS’s role in your retirement plan. I break down how each strategy actually works for high-income professionals, where Roth IRAs fall short as income grows, and how IRS Code 7702 allows properly structured IULs to create tax-free income, flexible access, and long-term legacy protection. You’ll see real numbers, real rules, and real tradeoffs — without hype or sales talk. What You’ll Learn: How IRS Code 7702 enables tax-free growth and access Why IULs remove Roth contribution and income limits How to access money at any age with no penalties or RMDs IUL vs Roth IRA: side-by-side comparison with real numbers Why high earners use IULs for tax-free income and legacy planning How policy loans let cash keep compounding while you use it The built-in death benefit that creates a tax-free inheritance Whether you’re a doctor, attorney, tech executive, or entrepreneur earning $150K+, this breakdown shows why the top 1% don’t wait for Congress to change the rules — they structure around them. Since 2017, Robert Balgac and Black Swan Insurance Group have helped 20,000+ families design tax-efficient wealth strategies, earning 850+ five-star Google reviews. ⏱ TIMESTAMPS / CHAPTERS 0:00 – IUL vs Roth IRA overview 0:42 – Meet Dr. Emily: high income, high taxes 1:12 – Roth IRA limitations for high earners 2:00 – The alternative: Indexed Universal Life 2:45 – How an IUL actually works 3:30 – Policy loans vs Roth withdrawals 4:15 – Contribution caps vs IUL flexibility 5:00 – Legality, misconceptions, and access 5:45 – Legacy planning with IULs 6:15 – Recap: why the top 1% use IULs 6:30 – Building your Tax-Free Wealth Blueprint 📅 Book Your Free Tax-Free Wealth Strategy Session See exactly how this strategy could work for your income, goals, and retirement plan: 👉 https://tax-free-wealth-blueprint.com 🤖 Try the IUL Custom GPT Your personal AI strategist for Indexed Universal Life, available 24/7: 👉 https://chatgpt.com/g/g-6826316c1b648... #IULvsRothIRA #TaxFreeRetirement #IndexedUniversalLife #HighIncomeRetirement #CashValueLifeInsurance #IRSCode7702 #WealthProtection #TaxFreeWealth Disclaimer: This video is for educational purposes only and does not constitute financial, tax, or legal advice. Indexed Universal Life (IUL) insurance is a life insurance product, not an investment. Results vary by individual circumstances, carrier, and policy design. Always consult a licensed advisor and tax professional before making financial decisions. Hypothetical examples are not guarantees of future performance.