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You heard "Iran war" in the headlines and assumed mortgage rates were about to go through the roof. But is that actually what's happening? In this episode of Smart Moves, Ann-Riley Caldwell and Matt Wilson break down the real impact of the Iran conflict on mortgage rates and Middle Tennessee real estate. What is actually moving the needle, what is just noise, and what should buyers and sellers be doing right now? In this episode: Why military conflicts can actually push rates lower (and why this one is different) The Strait of Hormuz, oil supply, and what it means for inflation The latest jobs report and why it almost moved rates in a big way Why you cannot time the mortgage market and what to do instead Rate buydowns, pre-approvals, and how to be ready when the right house hits Why spring is already moving fast in Middle Tennessee Relocation trends and what Ann-Riley is seeing on the ground right now Stop waiting for the perfect rate. Start with a conversation. 🎙 Welcome to Smart Moves Made Simple! Your go-to podcast for strategic advice on real estate, mortgages, and relocation in Nashville & Middle Tennessee. 🏡 From buying your first home to selling for top dollar or investing for long-term growth, we share the tips and insights you need to make confident decisions. 🎧 Listen to Smart Moves Made Simple on Spotify: https://open.spotify.com/show/7DLG35l... 💬 Connect with Us 👩💼 Ann-Riley Caldwell – Realtor® with SimpliHOM 📱 Mobile: 615.930.0313 📧 Email: annrileycaldwell@gmail.com 🔗 Website: NotYourOrdinaryAgent.com 🏷 License #: 321741 💼 Matt Wilson – Loan Consultant | NMLS# 1488250 📞 Phone: 629.219.4425 📱 Cell: 931.224.3150 📧 Email: matt.wilson@nafinc.com 🌐 Website: naf.com/mattwilson 📌 Subscribe for weekly episodes full of real-world tips, market updates, and expert advice tailored to Middle Tennessee buyers, sellers, and investors.