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Interest rate cuts are here — but what does that mean for homebuyers in 2025? In this video, we break down why the interest rate is dropping, how it affects your monthly mortgage payment, and what smart buyers are doing right now to take advantage. ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🤔Thinking of Moving to California? 📝 Let Us Help! 📲 Call or Text us: 209.640.1710 📩 Email: liz@r2mortgage.com 📅Free Real Estate Consultation (Zoom Call): https://info.reesesquaredmortgage.com... ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ VIDEO CHAPTER: 00:00 Interest Rate Drop 00:33 Why Are Mortgage Rate Actually Dropping? 03:19 What It Really Means To Homebuyer? 04:16 Sample Computation 05:28 What Should A Buyer Do Right Now? 09:02 Use Seller Credit To Buy Down Your Rate 09:24 Consider A 2-1 Buydown 10:03 Expand Your Search 10:38 Plan to Refinance Later 11:19 Let's Recap 12:24 Contact Us ▶Subscribe 👉 / @reesesquared ====== The ReeseSquared Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are. If you want to know everything about living in California and the surrounding areas, then subscribe▶ and tap the bell🛎 for notifications so you can be the first to know about the current market in California.😁 We get calls and emails every day from people just like you, looking for help making their move to California and we absolutely love it.😍 Whether you are moving in 9 days or 90 days, give us a call☎, shoot us a text📝, or send us an email📨 so we can help you make a smooth move to California. ====== If you’ve been waiting for the interest rate to come down before buying a home, this is your moment. But lower interest rates can also mean rising home prices and more buyer competition. That’s why it’s critical to get pre-approved, understand your buying power, and act before the market heats up even more. We’ll cover: ✅ Why the interest rate is dropping and what’s behind the shift ✅ How the interest rate impacts your monthly payment ✅ What you should do now to get ahead of other buyers ✅ 3 smart strategies to buy even if rates go back up ✅ Real examples of how a 0.75% interest rate drop can change your budget Even a small dip in the interest rate can save you hundreds per month — or allow you to afford $40K–$50K more without increasing your monthly cost. If you're asking yourself: "Should I wait for the interest rate to drop more?" The real question is: "Am I prepared to move before everyone else does?" 📲 Call or text my team at 209-640-1710 to schedule your free 15-minute mortgage strategy session. We’ll run your numbers, explore your best options, and build a smart game plan — even if you’re not buying right away. 👇 If this video helped you understand the interest rate trend, do this: 👍 Like the video 📝 Comment with your biggest question about the interest rate and mortgage timing 🔔 Subscribe for more California real estate tips Thanks for watching, and remember — the right time to buy isn’t when rates are perfect... it’s when you are prepared. #interestrate #mortgagerates #homeloans #homebuying2025 #housingmarket #refinance #californiarealestate #firsttimehomebuyer #mortgagebroker #buyahome #realestateupdate #mortgagetips #housingupdate2025 #preapproval #equitybuilding