Review of Toshl Budgeting App скачать в хорошем качестве

Review of Toshl Budgeting App

In this video, I will review the Toshl personal finance and budget app. This is part of a series where I give you my thoughts on a variety of budgeting apps. Please subscribe and leave comments below! *** A full transcript can be found at www.marblejar.net. *** Hi, everyone. This is Lara Hammock from the Marble Jar channel, and in today’s video I will review the Toshl personal finance and budget app. This is part of a series where I give you my thoughts on a variety of budgeting apps. Toshl is a European app — it appears to be based in Slovenia. It’s free version has limited the number of accounts and budget items that you can add. The pro version for two dollars a month has unlimited accounts and budget items, but does not include linked banking accounts. For five dollars per month, you can upgrade to the Medici level which allows for linked financial accounts. Toshl is available for iOS, android, and has a Web app. It syncs across all of the platforms by pulling data from the cloud. Linking accounts was quite easy. It even asked whether I wanted to import past transactions or for importing to start today. After having reviewed a number of these apps, I’m always interested in how the developers have chosen to set up the screens. Toshl seems to emphasize reporting. You can see that each of these menu items on the left brings you to a report of some kind. Some of the reports are quite slick. The hazard of this approach is that it buries some of the most frequently used functions in the app – namely adding transactions and budget items. Rather than go through the screens the way that Toshl has them set up, I’m going to proceed with the main categories that I use to evaluate budgeting apps. First, Accounts Adding and linking financial accounts is something you cannot do on the mobile app. That functionality only exists through the Web app at this point. As I said before, linking accounts was simple, as was as adding a bank account manually. It took me quite some time to figure out where to do this in the app. Again, Toshl buries some of these, what I consider to be, significant elements of a budgeting app. Even though I did all of this yesterday, I can’t remember how I did it and it is not obvious to me even after poking around a bit. After setting up my accounts, I went looking for how to edit the Budget Categories This is another thing that is not possible using their mobile app. It is only available on the web. And again, it was not easy to find. It required a web search on my part. Once I got there (which was under Expenses then this little grey button Edit Categories), it was reasonably easy to edit, add, and delete categories. The only issue was that Toshl automatically assigns a budget category to each imported transaction, so you will have to reassign those transactions to a new category. I like to manually sort my budget categories, since I like to have easy access to those I use most frequently, but Toshl does not allow you to manually sort. And, in fact, I couldn’t really figure out how it was sorting them. Maybe by last edited? And addition, Toshl does not have ability to group budget categories. Toshl does have a nifty feature called tagging. It gives you a more granular search ability apart from budget category. They are like subcategories, but are not strictly hierarchical — meaning you can use them across multiple budget categories. You can edit, add, and delete tags in the same area that you do with categories (although this was not clear — again I had to look this up). I know I’m being sort of hard on Toshl for navigation, and I do realize that this is only really a problem until you get used to the app. OK, now that we’ve talked about accounts and budget categories, let’s talk about Transactions I signed up for the Medici level for five dollars a month, which allows me to link my credit card and bank accounts. For this reason, I will concentrate on the ease of categorizing transactions, rather than entering them. So, particularly on the website, I found this process a bit laborious. It took 4 to 5 clicks to change or update a budget category. This was the same for the app, but because it has a touchscreen, it felt easier. The mobile app also presents the categories all on one screen, where the website requires you to sometimes scroll over since there are only two lines allotted for the budget categories. Really, I would prefer that all of the budget categories fit onto the screen, since this is the action you do most frequently when budgeting. Toshl does automatically categorize transactions for you, but it does not notify you that you need to approve them, so you have to go back through all of your transactions to search for new ones that may need to have the category altered. I find this annoying. I much prefer apps that have an inbox or holding space for approving imported transactions. I also noticed that Toshl does not allow you to add a memo . . .