On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust скачать в хорошем качестве

On Building Trustworthy Fintech Platforms at Scale | From CTO of Redwood Trust

Abhinav Asthana, CTO of Redwood Trust, joins Mala Ramakrishnan to share his unconventional journey from early data science in Formula 1 to leading technology at a publicly traded real estate investment trust (REIT). In this candid conversation, Abhinav breaks down how technology drives real business outcomes in financial services, how private credit and non-qualified mortgages work, and why AI must tie directly to return on equity—not just automation metrics. He also shares insights from investing in early-stage AI startups through Redwood’s corporate venture arm, what founders get wrong when selling to financial institutions, and why solving “hard, boring problems” can create lasting economic moats. This episode is a must-watch for founders building in fintech, AI infrastructure, real estate tech, and regulated markets. ____________________________________________________ Timestamps: 00:00 Intro and Abhinav’s background 01:00 Early data science in Formula 1 02:30 From engineering to M&A at Wipro 03:40 Transition into product leadership 05:00 Building zero-to-one product strategy 06:10 Joining Redwood Trust as CTO 07:20 Understanding non-QM and jumbo mortgages 08:40 The evolution of private credit in housing 10:00 Corporate venture investing in AI startups 11:20 Check sizes and early-stage investment strategy 12:40 How REIT economics shape tech decisions 14:00 Why partial automation doesn’t cut costs 15:30 Moving humans up the value chain 16:40 Advice for founders selling into real estate 18:00 Homogeneity doesn’t exist in customers 19:20 Design partners and industry networks 20:40 Solve hard problems with economic moats 22:00 Why pricing power comes after market capture 23:20 Books that shaped Abhinav’s thinking 24:30 Growth mindset and lifelong learning ____________________________________________________ 🔗 Connect with Abhinav Asthana →   / abhiasthana   🔗 Connect with Mala Ramakrishnan →   / malaramakrishnan   🎧 Subscribe to the podcast Youtube:    / @mala-podcast   Spotify: https://open.spotify.com/show/1NIDE4c... Apple Podcast: https://podcastsconnect.apple.com/my-... Visit our Website: www.malaramakrishnan.com | www.founderscreative.ai