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Since something is better than nothing, then more of that something is usually even better – thus, the reason why so many traditional bank savers have been researching annuity rates lately. Annuity rates may not seem a lot higher yet the difference between 2 and 3 percent over time can generate sizable differences. By the way, that is the difference between the top paying bank rates and the top paying five year multi-year **guarantee annuities (MYGAs) as of today (3-11-16)… (Read the full article at: http://annuityguys.org/cds-or-annuiti...) Disclosure: Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance. Read more Annuity Guys disclosure at: http://annuityguys.org/about-us/site-...