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What if the first 80% of users flocking to a new digital ID system are hackers and fraudsters? Is this technology the dawn of a dystopian future, or are the risks just overhyped? In this episode, I’m talking to Yana Afanasieva, an expert in financial regulation, FinTech and data privacy. Yana led regional compliance teams at Amazon and PayPal in Europe, where she gained extensive experience and inside knowledge of Big Tech. Today we want to discuss Digital IDs, not least because the UK has rolled out a project and the Swiss also just voted for a digital ID to become a reality. We explore why the current debate is far too simplistic and what's really at stake. Yana draws on her Big Tech experience to explain why our data is never truly safe, even when stored on our own phones. We discuss the critical need for a new legal framework that treats our data as property and argue for strict firewalls around our financial and medical information. Links: Yana's Linkedin: / yanaafanasieva Yana's X (Twitter) profile: https://x.com/YanaAfanasieva. Neutrality Studies substack: https://pascallottaz.substack.com Goods Store: https://neutralitystudies-shop.fourth... Timestamps: 00:00:00 Introduction 00:01:51 Why the Digital ID Debate is Too Binary 00:06:56 Building a Legal Framework for Digital IDs 00:11:53 The Risk of Linking IDs to Finance & Health 00:21:45 The Core Fears: Mass Fraud vs. Government Control 00:28:59 A Lesson from Switzerland's Failed E-Voting 00:35:52 Why Hackers Will Be the First Users 00:36:50 What's More Worrying: The Tech or the Government? 00:44:55 Conclusion