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#creditcards #bestcards #credit This is the credit card ladder - climb this and you're on your way to locking in some amazing benefits. Top Credit Card Offers: https://bit.ly/johnsfinancetips My Top No Annual Fee Credit Card: https://bit.ly/biltjft My Top High Yield Savings Accounts: https://bit.ly/citijft Level 1 Base Level 2 Beginner Level 3 Mid Level 4 Premium Level 5 Ultra Premium Top Bank Accounts: https://bit.ly/citijft 0:00 Intro 0:58 Why Climb 2:55 Level 1 6:57 Level 2 10:13 Level 3 15:23 Level 4 18:51 Level 5 23:49 Outro Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. John Liang is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, all available credit card offers, all banks or all available bank offers.