10個富人會做的事而你不會做 скачать в хорошем качестве

10個富人會做的事而你不會做

#shorts 8 Buy It For Life False economy—the idea that buying cheap is always best. It is better to buy one pair of shoes for $100 that lasts five years, than five pairs of shoes that cost $20 but last one year each and require five trips to the store. But try telling that to most people! “Buy it for life” is a trend for some, but a lifestyle for the rich. Wealthy people will spend time investigating important purchases before they make them, to ensure that they are buying something that will last as long as possible and, ideally, retain some of its value. This is why a rich man will buy a $1,000 suit—a price that seems exorbitant to most of us. But in the long term a suit in that price range will last for decades. And if the man (or his wife) is able to repair their own clothes, they can last a lifetime. When Prince Charles married Camilla Parker-Bowles, he wore a thirty year old suit with patches in it. But he still looked amazing (Prince Charles has the reputation amongst men’s clothing connoisseurs of being an extremely stylish man). 7 Wait For Good Deals Human psychology is crazy (so to speak). In study after study, people who were offered $5 now, or $10 in two months chose to take the $5. We all seem to have something wired slightly wrong in our brains because clearly the $10 offer is the best choice (barring such things as an immediate need for money). Rich people aren’t plagued with this problem. The wealthy will wait months (and sometimes even years) to get the really best value they can for something. That is how the wealthy survive such disasters as the 2008 property crash. The people who were hurt most in that crash were the people who had bought houses they couldn’t afford or used free money from the bank to build up a property portfolio in a get-rich-quick pipe dream. 6 Don’t Retire You can’t get rich quick. Rich people spend their lifetimes building up their wealth, by scrimping and saving, and following the other patterns described in this list. However, there is more of an incentive to not retire when you’re rich: most wealthy men own their own business (small or large), and when you are self-employed you are far more motivated to keep working because you tend to be passionate about a business you own. 5 Be Frugal Frugality is not just financially sound, it is environmentally sound! When a person is extremely frugal they tend to waste less. Being frugal can be hugely enjoyable and the amount of money you can save just by being a little cautious with each expenditure can be astronomical. It is not for no good reason that the old adage arose: “a penny saved is a penny earned”. 4 Use Coupons In the book The Millionaire Next Door: The Surprising Secrets Of America’s Wealthy (which I can’t recommend enough), a number of millionaires were studied to determine their habits. Almost all of the men surveyed stated that they spent more time clipping coupons than they did shopping. It was a very common feature of the rich that at least one of the partners in the relationship was extremely mindful of overspending. 3 Budget All rich people keep a budget. And all rich people stick to it. Keeping a budget is essential, particularly these days as prices seem to be rising faster than the central bankers can print new money to enrich themselves and their friends! The most important part of a budget is honesty: you must be honest with yourself up front and make sure you factor in every dime and dollar you spend. Rich people will pore over their budget for hours, much like the old nursery rhyme King counting all his money in his counting house. This is necessary to ensure that diversions from the budget are accounted for. You could almost say that there is a correlation between how much time you spend on your budget and how wealthy you will get! 2 Invest In Tangibles Once the rich become dollar rich, they also do something that most of us (including the new rich) don’t do: they invest a portion of their money in tangible goods that enrich their lives in more than just monetary ways. They will buy art (because they love the painting), they will buy fine wine (because they love to drink it), they will buy bullion, and they will buy antiques. Obviously there is a financial benefit to owning those things as they will often increase in value over time, but they have one other characteristic that is perhaps the most important: they are hard to sell. 1 Don’t Look Rich Far and away the most significant aspect of the lives of the truly wealthy, is that no one can tell they are rich. They are the regular folk living next door, driving an old car, and working as many hours as you are.