Wipe Out Your Student Loan Problems скачать в хорошем качестве

Wipe Out Your Student Loan Problems

Borrowers keep getting hit with servicer mistakes, credit reporting errors, and nonstop collection calls — but most don’t know they have powerful rights to fight back. In this video, consumer rights attorney Christopher Roberts breaks down the little-known laws that can help you fix inaccurate credit reports, stop illegal calls, and even recover money that you can put toward your student loans. If you’ve dealt with bad information on your credit report, surprise delinquencies, aggressive collectors, or lenders ignoring your disputes — this one’s for you. Here’s what we cover: 1/ How to spot credit reporting errors that can trigger Fair Credit Reporting Act (FCRA) claims 2/ What to do when your servicer lists the wrong balance, wrong status, or even the wrong loan 3/ When robocalls and spam texts violate the TCPA — and why that could be worth $500–$1,500 per call 4/ How to document and track illegal calls to build a strong case 5/ When debt collectors violate the FDCPA — and how validation + verification requests give you leverage 6/ Why private student loans create more opportunities for legal claims than federal loans 7/ How borrowers can turn servicer mistakes, collection harassment, or credit errors into meaningful financial relief CONNECT WITH STANLEY Website: https://tateesq.com LinkedIn: / stanleytate Book a Call: https://www.tateesq.com/book-a-call CONNECT WITH CHRISTOPHER Website: https://butschroberts.com/ LinkedIn: / classactionlaw Book a Call: https://consumerlawyer.appointlet.com... TEAM Founder + Host: Stanley Tate Editor: Patrick Kevin Angeles Thumbnail Artist: Keanu Rafil TIMESTAMPS 00:00 Intro & Purpose of the Conversation 01:50 Why Your Credit Report Is the Starting Point 03:45 Common Credit Reporting Errors in Student Loans 05:40 How FCRA Disputes Work (and When They Become Lawsuits) 08:37 Robo-Calls, Texts & Your Rights Under the TCPA 11:20 When Student Loan Servicers Violate Calling Rules 13:55 How to Document Illegal Calls & Build a Case 15:20 Understanding the FDCPA (Debt Collection Rights) 18:40 Federal vs. Private Loans: Who Counts as a Debt Collector? 22:00 What to Do When a Collector Contacts You (Validation & Verification) 25:10 When Wrong or Misapplied Debts Become Lawsuits 28:00 Real-World Example: Gym Contract & Collection Errors 29:31 Which Claims Are Strongest? (TCPA vs FCRA vs FDCPA) 31:47 Big TCPA Cases & How Damages Work 33:20 When to Pursue Litigation—and When Not To 36:10 Credit Disputes: Why Written Notices Matter 37:45 State Do-Not-Call Lists & Extra Penalties 38:20 Final Advice & How These Laws Help Borrowers