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Solve Compound Interest EMI Problems Easily without Formula | CAT, SSC, Banking Exams 📚 *Welcome to your trusted channel for exam-focused Quant preparation!* In this video, we will solve one of the most common and tricky questions asked in competitive exams related to compound interest and Equal Installments (EMI) — a topic often misunderstood by students. If you're preparing for *CAT, SSC CGL, SBI PO, IBPS, RBI Grade B, Railways, CDS, or other government or MBA entrance exams**, this video is a **must-watch* for you! --- ✅ *Problem Discussed:* "John borrowed Rs. 2,10,000 from a bank at an interest rate of 10% per annum, compounded annually. The loan was repaid in two equal installments, the first after one year and the second after another year. What is the value of each installment?" This question appears simple but involves the concept of *compound interest over multiple years with installment repayment**. Instead of using a direct EMI formula, we solve this **logically and step-by-step**, using **basic concepts* of interest and value of money. --- 🎯 *What You Will Learn from This Video:* How to identify that the question is based on *Compound Interest (CI)* Understanding *loan repayment in equal annual installments* Breaking the problem year-wise and applying *CI logic without formula* How to avoid common mistakes students make in such questions A practical approach that works across all exams --- 🧠 *Why This Video is Unique:* ✅ *No complex formulas* used — everything explained in plain language ✅ Designed for *self-learners and serious aspirants* ✅ Applicable for both *Arithmetic and Financial Reasoning* sections ✅ Focused on *exam-style problem solving* ✅ Includes explanation + concept + stepwise logic --- 📌 *This concept is useful for the following topics:* Compound Interest Installment Problems Time Value of Money Loan Repayment Techniques CI vs SI Problems Arithmetic – Advanced Applications Financial Mathematics for MBA Entrances Banking Aptitude Preparation --- 🚀 *Ideal For Students Preparing For:* CAT 2025 | CAT 2024 XAT, NMAT, SNAP, CMAT SSC CGL, SSC CHSL, SSC MTS SBI PO, IBPS PO, IBPS Clerk, RRB Exams RBI Grade B & Assistant State PSC Exams Campus Placements (Quant Section) --- 📌 *Related Videos You May Like:* 🔹 How to Solve Simple Interest and Compound Interest Problems Without any formula 🔹 CAT Arithmetic Booster Series – CI, SI, Profit & Loss 🔹 Bank PO Quant Tricks – Compound Interest in 2 Minutes 🔹 Installment-Based CI Problems Practice Set 🔹 Real Exam Questions on Loan and EMI – Solved --- --- 📲 *Stay Connected for Daily Practice Questions, Notes, and Free PDFs:* 👉 Join our Telegram Channel: Logicxonomy (https://telegram.me/logicxonomy) --- 👍 *If you find this video helpful, don’t forget to:* ✅ Like the video ✅ Subscribe to the channel ✅ Share with friends preparing for exams ✅ Drop your doubts in the comments — every doubt is addressed! --- 🎯 *Final Words:* Compound Interest problems based on *Equal Installments or EMIs* are frequently asked in exams. With the right concept and clarity, these can become scoring questions. This video gives you the *confidence and logic* to handle such questions like a pro — without memorizing formulas! Watch till the end for complete clarity. Let's crack these exams together! --- #logicxonomy #CompoundInterest #EMIProblems #QuantTricks #CAT2025 #SSCQuant #BankPOQuant #CIWithoutFormula #LoanInstallment #ArithmeticForExams #QuantByRajnikantSir #CATQuantPrep #BankingExamsQuant #SSC2025Preparation