How Small Carriers Can Cut $18K–$30K Insurance Costs скачать в хорошем качестве

How Small Carriers Can Cut $18K–$30K Insurance Costs

Insurance is one of the biggest expenses for small carriers and new trucking authorities in 2025, sometimes $18,000 to $30,000 a year. In this episode of This Week in Trucking, we sit down with insurance expert Matt Planeta, VP at Heffernan Insurance Brokers, to break down how premiums are set and what you can actually do to lower them. We cover: The real cost of trucking insurance in 2025 for new authorities and small fleets Why some carriers pay $15K a year while others pay over $30K The biggest factors that raise premiums (CSA scores, driver records, equipment type, and cargo) How to negotiate at renewal and avoid surprise spikes Why working with a trucking-focused insurance broker matters Long-term strategies for keeping insurance affordable while staying compliant If you’re a small carrier, owner-operator, or just starting your own authority, this episode will give you practical steps to cut costs, protect your business, and improve profitability. Heffernan Insurance Brokers https://www.heffins.com/ 🔴DON’T FORGET TO SUBSCRIBE!🔴 👉 Sign up for This Week In Trucking's FREE newsletter! We break down the hottest freight markets by equipment type, plus interviews with carriers sharing their real cost per mile and PROFITS. http://www.bobtail.com/newsletter GET STARTED 🌍 Our website: https://www.bobtail.com/ 🌍 Sign up for factoring: https://www.bobtail.com/contact-us/ 🌍 Sign up for a fleet card: https://www.bobtail.com/fleet-card/ JOIN OUR COMMUNITY 📸 Instagram: bobtailcapital LISTEN TO THE SHOW 🔊Spotify: https://open.spotify.com/show/6moRZOj... 🔊Apple Podcasts: https://podcasts.apple.com/us/podcast... ABOUT US Bobtail is a financial services company dedicated to helping carriers manage cash flow, fuel expenses, and operations efficiently. Founded by trucking families to help truckers, Bobtail offers factoring, fuel savings, and load management solutions tailored for small trucking businesses. We host in-depth conversations with carriers and industry experts, breaking down real company numbers and sharing valuable insights to help trucking businesses succeed. If you have any questions regarding our services such as factoring or fuel card, please send us an email at [email protected] #trucking #insurance #insurancetips #insurancecoverage #insuranceagent #truckinginsurance #owneroperator #truckingbusiness #truckingindustry #truckinglife #boxtruckbusiness #hotshottrucking #truckingtips #truckingInsights #freighttrends #dieselprices #diesel #fuelupdate #truckerpodcast #truckingpodcast #podcast #trucker