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The Canada Emergency Response Benefit was a lifeline to millions in the early days of the pandemic. Then, in early 2021, letters went out to more than 400,000 Canadians informing them that they may not have qualified and might have to pay the money they received back to the Canada Revenue Agency. For folks already struggling to make ends meet, this was a terrifying thought. When you dig into who received those letters, though, something disturbing appears. Certain regions of the country received a disproportionately higher percentage of these frightening letters. Why? Who was targeted? And in general, who may end up owing the government money and what should you do if you receive one of these notices? GUEST: Kelly Geraldine Malone, Canadian Press