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Help grow this channel with just ONE cup of coffee a month: / calebhammer ▶️ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply Checking & Savings: Fee-free overdraft up to $200*, when you set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-spotme Private 1-on-1 consultation: https://calebhammer.as.me/ _______________________ 00:00 Intro 00:26 Ty 02:56 Checking's Account 11:15 Savings Account 13:30 Student Loans 16:10 Financial Goals 20:44 Closing Thoughts _______________________ Socials: Website: https://www.calebhammer.com/ TikTok: https://www.tiktok.com/@calebhammerco... Instagram: / calebhammercomposer Facebook: / calebhammercomposer Snapchat: calebhammer My filming equipment: Camera: https://amzn.to/3OqHkG5 SD storage: https://amzn.to/3OaimKD Tripod: https://amzn.to/3ObsaEn Microphone system: https://amzn.to/3ObIYeq Lighting: https://amzn.to/3REor4Z Teleprompter: https://amzn.to/3OaiLN9 USB C SD card reader: https://amzn.to/3PAq02m _______________________ Today we sit down with Ty. She's a 21-year-old based out of San Antonio Texas. She only brings in $16 a month more than she spends. She also has about $10,000 in student loan debt... ... what are your thoughts? What should Ty do to improve her finances? *Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes* _______________________ Edited by Piercen Farrow Give this video a like and drop any comment below so that YouTube recommends this video to other people! Subscribe and stick around for more.