The 3-Bucket Strategy Explained: Pros, Cons & a Smarter Method скачать в хорошем качестве

The 3-Bucket Strategy Explained: Pros, Cons & a Smarter Method

Maximizing retirement with a 3-bucket portfolio strategy is a popular financial planning method designed to manage short-, mid-, and long-term financial needs. But is it really the best way to structure your retirement portfolio? This video explains how the 3-bucket strategy works, discuss its pros and cons, and offer a simpler, more effective alternative for managing your money in retirement. Whether you're approaching retirement or already there, this guide will help you make smarter decisions about asset allocation, withdrawal strategies, and how to build a retirement plan that works in real life—not just on paper. #investing #portfolio #retirement 📊 In this video, you'll learn: • What the 3-bucket portfolio strategy is • How to use it for retirement income planning • Why it may cause unnecessary stress in down markets • A modified version that’s easier to manage • How asset allocation and rebalancing compare • Tax considerations during retirement • Where the 4% rule fits into your strategy _________________________________________________________________ 🔗 Video on the 4% rule:    • The 4% Rule Myth: Can YOU Afford Retiremen...   🔗 Sequence of Returns Risk Video:    • Sequence of Returns Risk Explained: Avoid ...   _________________________________________________________________ 👍 Don’t forget to like, comment, and subscribe for more on retirement, investing, and personal finance! ✅ SUBSCRIBE ✅    / @mikesfinancialedge   __________________________________________________________________________ OTHER VIDEOS YOU MAY LIKE: ►1) Optimal Order To Invest:    • Payday Investing: How to Turn Every Payday...   ►2) The SECRET to Dollar Cost Averaging:    • The SECRET to Dollar Cost Averaging (DCA) 🚀   ►3) How The Middle-Class Gets Rich:    • How to Get Rich on an Average Salary (MILL...   ►4) Best Asset Allocation by Age:    • Asset Allocation By Age: How To Invest You...   ►5) Traditional vs Roth 401K:    • Traditional vs Roth 401K: The Optimal Stra...   ►6) 50 Things I Wish I Knew in My 20s:    • 50 Things I Wish I Knew in My 20s (Life Le...   ►7) Why Net Worth EXPLODES After 100K:    • Why Net Worth EXPLODES After 100K (and How...   ►8) Are You Behind? Net Worth by Age:    • Net Worth by Age: Are YOU Ahead or Behind?...   __________________________________________________________________________ Timestamps: 0:00 What Is the 3-Bucket Portfolio? 3:31 Pros & Cons of the 3-Bucket Approach 8:05 Key Questions + Finding Your Retirement Gap 10:42 Tax Implications & Withdrawal Strategies 11:40 Working Years vs. Retirement Needs 12:15 Proper Asset Allocation Disclaimer: I am not a financial advisor, CPA, or tax professional. This video and the ideas presented are for educational and entertainment purposes only and should not be considered financial or legal advice. It is essential to conduct your own research and consult a qualified professional for guidance tailored to your unique circumstances. I share my passion for personal finance, stock market investing, and money management to help others on their financial journey, but these are my personal views—not individual financial advice.