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Hi Friends! Happy MLK weekend. Today we are saving for Christmas, which in our budget starts early and goes year round!! Welcome to my budgeting channel. I’m a mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges! 💜💜💜💜💜💜💜💜💜💜 Connect with me: Stefsonabudget@gmail.com Stefsonabudget PO Box 45242 Rio Rancho NM 87174 My Esty Shop: https://stefsonabudget.etsy.com Ko-fi: https://ko-fi.com/stefsonabudget IG: https://instagram.com/plans_with_stef... Ally HYSA referral link: https://ally.com/referral?code=3Z2G9N... 💛💛💛💛💛💛💛💛💛💛 Chanels and Shops mentioned: Box Chall: @Charmabudgets Griswold book: @boymomlovestosave Inappropriate Xmas book: @Life_over_debt 2026: @BudgetWithMrsP Tis the season: @bookishmammabudgets Cheers: @BsBudgets Gingerbread: @thedramaticpanda Grinch catchall: @PartyPlannerPaperie HP Collab: @wheeklybudgets @Vickythinks-1 @bookishmammabudgets @OverthinkingandBudgeting1 @budgetwithcarly @whatspoppinsunshine @toriasbudgets @BudgetingwithLisandra @Budgetinginafairytale @TheBudgetingRT @DoodleDollarz Supplies I Use: Big Happy Planner Expander Discs (from Happy Planner Budget by Paycheck Workbook from TBM: https://shop.thebudgetmom.com/ Planner Cover: https://www.etsy.com/shop/MyMagpieSoul Debt tracker: https://www.etsy.com/shop/GlamDigital... Binder Charms: https://www.etsy.com/shop/designsbyso... Binder charms: https://www.instagram.com/charmedbyhe... Dice Tower: https://www.etsy.com/shop/BudgetingIn... Gel Highlighters: https://amzn.to/4d0E8OV Fine Liner Pens: https://amzn.to/4a28CgN Click Pens: https://amzn.to/4aIYVou Zipless Envelopes: https://amzn.to/4di6C6S Calculator: https://amzn.to/3UoLmom A5 binder: https://amzn.to/3UmP4hh Zip Envelopes: https://amzn.to/49GBniM Tab Envelopes: https://amzn.to/3Wbx4be Big Paper Clips: https://amzn.to/44fZ156 💜💜💜💜💜💜💜💜💜💜 Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜 #budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme #52weekchallenge #monthahead #emergencyfund #monthaheadsavings