Why Most People Build Wealth the Wrong Way (Income, Investing & The Wealth Ladder) скачать в хорошем качестве

Why Most People Build Wealth the Wrong Way (Income, Investing & The Wealth Ladder)

What actually builds wealth...saving, investing, or something else entirely? In this episode of Wealth on the Move, host Will Hoffman sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and author of The Wealth Ladder, to break down how wealth is really built, and why most people follow the wrong advice at the wrong stage. Nick explains why income matters more than cutting spending, how financial strategies must evolve over time, and why focusing on investing too early can distract from what actually moves the needle. 🎙️ In this episode, we cover: • Why cutting spending won’t make you wealthy • The six levels of the Wealth Ladder explained • What to focus on in your 20s, 30s, 40s, and beyond • How risk tolerance should align with goals — not comfort • Lifestyle inflation and when it actually matters • Why emotional investing hurts returns more than markets • How wealthy individuals think differently about money 📘 The Wealth Ladder provides a roadmap for building wealth — from financial safety to financial freedom — without one-size-fits-all advice. 👉 Subscribe for more real-world financial conversations 👉 Like & share if you’ve ever felt overwhelmed by conflicting money advice Connect with Nick: LinkedIn:   / nickmaggiulli   Instagram:   / nickmaggiulli   Nick's Website: https://ofdollarsanddata.com/ Link to The Wealth Ladder: https://www.amazon.com/Wealth-Ladder-... Connect with Will Hoffman: http://www.hoffmanwealth.com (724) 522-5411 will@hoffmanwealth.com LinkedIn: Will Hoffman:   / willhoffmanhwm   Facebook: Hoffman Wealth Management:   / hoffman-wealth-management-101186562746291   YouTube: Hoffman Wealth Management:    / @hoffmanwealthmanagement